Bar and Tavern Insurance

Woody Smith Insurance Agency is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. We serve clients in Longmont, Firestone, Frederick, Berthoud and throughout the state of Colorado. Our services include Auto, Home, Life, Business and Commercial Insurance.

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Miscellaneous

Secondary Markets

Bar/Tavern Insurance

Many business opportunities are on-tap with this program, which is intended for small to medium-sized bar/tavern exposures and restaurants with alcohol sales that are 30% or more of total gross sales.

General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Liquor Liability

Included Coverages:

Assault and/or Battery Limited Liability Coverage - $25,000 Each Event/$50,000 Aggregate
Medical Payments Coverage - $5,000 Limit
Additional Interests

Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Outside Signs
Valuable Papers
Food Spoilage

Crime

Inside the Premises - Theft of Money and Securities
Inside the Premises - Robbery or Safe Burglary of Other Property
Outside the Premises